LEHMQ (Lehman Brothers Holdings) .058 this stock is also in the spotlight keep watch we may see these stocks make a nice run after settlement
Interesting information that I think everyone should at the very least consider to read or watch, not to take completely as fact but to draw your own personal conclusion, learn how to save on purchases, buying quality, investment ideas, watch interesting videos that deal with economy , technology and news
Tuesday, May 31, 2011
Watchlist for Wednesday
LEHMQ (Lehman Brothers Holdings) .058 this stock is also in the spotlight keep watch we may see these stocks make a nice run after settlement
Monday, May 30, 2011
Watchlist for Tuesday
RPPR (Aquastar Holdings) .0022 the stock has been trading in a nice upward trend in the last weeks. The co. is expecting news on name change to SutimCo and there is a new business model along with a new website , with streaming revenue from SutimCo acquisition now worth over 2 million , we may see a target of .004 in the coming weeks
STHG (Stratford Holdings) .0044 the Company is rumored to be expecting possible merger as of late huge volume has been coming into the stock and many have been loading huge buys along with a change of shares from investors we may see a run to .008 watch for volume
AFPW (AlumniFuel Power) .0081 this stock has been receiving solid news and updates by company to its shareholders with a quite attractive share structure we may see a nice run
Thursday, May 26, 2011
Watchlist for Friday
http://nvsos.gov/sosentitysearch/CorpDetails.aspx?lx8nvq=3qx4hm2n442ri3%252fWAZJXGA%253d%253d&nt7=0
Wednesday, May 25, 2011
Watchlist for Thursday
http://investorshub.advfn.com/boards/read_msg.aspx?message_id=63577747
STHG (Stratus Holdings) .0049 has saw huge run from .0005 and still holding gains we may see a push to .01 as a rumored merger is expected soon keep on watch
Monday, May 23, 2011
Watchlist for Tuesday
FBCD ( FBC Holding Inc/Super Rad toys) .0549 this stock is ready for its next leg with Marvel deal announced and now awaiting news on conference scheduled for Jun 1 2011 we should see a new test of .11
INOL (Inolife Technologies) .0061 the stock has been seeing more volume and today had a nice run may test .008 and then .01 so keep on watch for continued volume many investors flocking to this stock
Sunday, May 22, 2011
Watchlist for Monday
hare Structure
| Market Value1 | $323,103 | a/o May 06, 2011 |
| Shares Outstanding | 622 million | a/o Jan 11, 2011 |
| Float | 280 million | a/o Jan 11, 2010 |
| Authorized Shares | 960,000,000 | a/o Jan 19, 2011 |
| Par Value | 0.001 |
RPPR(Aquastar Holdings) .0009 the stock has been under heavy accumulation in the last week, last press release had gone unheard with last acquisition of SutimCo the company announced a 3 year contract worth over 2 million and streaming revenue of 70k a month this is big for a company transitioning to a new business model with a solid share structure, The company is also planning a name change and "in connection with the name change, the Company will undergo a branding transition that includes a new logo design as well as an entirely revamped website and social media campaign".
Saturday, May 21, 2011
Week gains for http://miltonjayro.blogspot.com
SAVW .002 -.0075 250%
ICBT .001-.0024 140%
RAMO .04 -.06 50%
FBCD .04-.11 over 150%
LHPT .002-.004 100%
BFHJ .0012 -.0024 100%
Mainstream Media Finally Acknowledging College Bubble
Mainstream Media Finally Acknowledging College Bubble
The National Inflation Association would like to congratulate its members for helping spread the word during the past week about America's college tuition bubble and how college education is the largest scam in U.S. history. After NIA's release of 'College Conspiracy' on Saturday, May 14th, over 340,000 people have watched the documentary in its first six days of release, with many thousands of Americans tweeting about the movie on Twitter and sharing the movie on Facebook. Because of your help in spreading NIA's message, the New York Times finally felt compelled to admit the truth and write a cover story Thursday morning discussing some of the facts that NIA exposed in 'College Conspiracy'. Bloomberg, NBC News, the Washington Post, and many other mainstream media outlets, also came out with their own reports in recent days exposing some of the facts from 'College Conspiracy'.
On Thursday's cover of the New York Times, Catherine Rampell wrote an article entitled 'Many With New College Degree Find the Job Market Humbling'. According to the New York Times article, only 56% of college graduates in 2010 were able to get a job by this spring, compared to 90% of the graduates in years 2006 and 2007. Only half of those finding a job, found a job where their degree was required. The median starting salary for college graduates last year was $27,000, down 10% from the $30,000 starting income in years 2006 to 2008.
One of NIA's expert guests in 'College Conspiracy' was Brian Mackey, a national recruitment manager for GEI Consultants. He said in our movie that 60% of college graduates are now being employed in low skill jobs where their college degree wasn't even required. NIA's research has uncovered that 70% of high school graduates have been successful at getting these exact same jobs without even needing a college degree. Mackey also pointed out in 'College Conspiracy' that 20% all new waiter and waitress positions are being filled by college graduates. The New York Times article added to Mackey's point, reporting in their cover story that college graduates aged 25 to 34 working in the food service industry at bars and restaurants increased 17% in 2009 over 2008.
Bloomberg aired a live television segment on Thursday, 'Is a 4-Year College Degree Worth the Cost?' and cited a poll that shows 57% of U.S. adults say college is not worth the price with 75% of U.S. adults saying college is unaffordable. Bloomberg had on a guest Alexis Ohanian, co-founder of Reddit.com, who said, "there are plenty of students out there who would really benefit from just avoiding a lot of the college stuff and just trying to create something". NIA agrees with Ohanian that the experience of trying to create a job in the real world will do most Americans a lot more good than getting deeply into debt to attend college. Ohanian says that his company and other firms in Silicon Valley hire employees based entirely on their experience and past accomplishments and not a college degree.
NBC News anchor Brian Williams came out with a report Thursday night about the college bubble in a segment entitled, 'Education Nation'. Williams reported many of the basic facts from 'College Conspiracy' including that student loans are one of the few types of debts you can't get rid of in bankruptcy and that total student loan debt is now above $800 billion and exceeds credit card debt. NBC News spoke to one prospective student who has chosen to attend a community college rather than the prestigious $50,000 per year school she was accepted to, saying, "I don't want to graduate with a bachelor's degree with $80,000 worth of debt."
According to the NBC News report, Tidewater Community College in Virginia is now requiring students who apply for a student loan to complete a worksheet detailing their future ability to pay the loan back. Although NIA applauds Tidewater for taking the initiative, we find it absurd that the U.S. government doesn't already do this. The U.S. government gives out student loans to practically anybody, regardless of their future ability to pay the loan back. This is complete insanity, because not only is this the reason tuition inflation is so high, but it will be all U.S. taxpayers and holders of U.S. dollars who will end up paying for these bad debts.
The Washington Post published an article this week entitled, 'The Real Debt Crisis', which reported that 85% of college graduates this year will be moving back home to live with their parents. The Post discussed the stunning growth in for-profit colleges from year 2000 to 2008, which saw a 225% increase in enrollments from 670,000 to 1.6 million. The five largest for-profit colleges are receiving 77% of their revenues from government loans and grants.
In 'College Conspiracy', NIA discussed how an NIA member who is the owner of a private vocational school is forced to raise tuitions every time the government increases financial aid to students. This is due to the 90/10 rule, which mandates for-profit colleges to receive at least 10% of their revenues from private sources. It is insane that the government would even need a 90/10 rule. This is just another example of government legislation that was passed solely to deal with the problems created by the government's own programs and regulations.
Up until this week, the mainstream media completely ignored the college bubble, just like how they previously for many years ignored the Real Estate bubble. Up until the Real Estate bubble began to burst in 2006, the media encouraged Americans to take out no money down interest only subprime mortgage loans to buy a house at a monthly mortgage payment that was double the cost to rent that same house. The media proclaimed that housing prices can only go up and that Americans who didn't buy a house would be priced out of the market forever. The media brainwashed the public to look down at renters as if they were incompetent and throwing their money away, even though they were putting a roof over their head at a very affordable price and are in much better financial shape today.
After the Real Estate bubble began to burst in 2006, which led to the financial crisis of 2008, the media began proclaiming the new best investment to be a college degree. Whereas in the past, Americans didn't need a job, they would simply take out mortgages to buy multiple houses and live off of the appreciation in home values; now that Americans needed to get a job, the media began brainwashing them into believing that college degrees were their passport to prosperity. The media promoted myths that NIA has proven in 'College Conspiracy' to be completely made up lies, like that college graduates earn $1 million more in lifetime income than high school graduates without a degree. The media also frequently cited and gave credibility to phony research reports that projected there to be major employee shortages in different fields, all of which turned out not to be true.
Up until the release of 'College Conspiracy' this week, the mainstream media never did a thing to warn Americans about a college bubble. Not once did anybody in the mainstream media ever connect the dots and tell the truth that college tuitions are rising as a direct result of government financial aid. The media simply published articles on how to save money for college and why parents should setup college savings accounts for their children. The media brainwashed the public to look down at parents who didn't send their kids to college, with the notion that if you don't go to college and get a college degree, you will never have a successful career.
NIA believes the U.S. government needs to end all financial aid to students immediately. There is nothing in the U.S. constitution that authorizes the U.S. government to be in the student loan business. If there were no government student loans and grants, all Americans would be able to afford college and the quality of education would be far superior to what it is today.
The National Inflation Association would like to congratulate its members for helping spread the word during the past week about America's college tuition bubble and how college education is the largest scam in U.S. history. After NIA's release of 'College Conspiracy' on Saturday, May 14th, over 340,000 people have watched the documentary in its first six days of release, with many thousands of Americans tweeting about the movie on Twitter and sharing the movie on Facebook. Because of your help in spreading NIA's message, the New York Times finally felt compelled to admit the truth and write a cover story Thursday morning discussing some of the facts that NIA exposed in 'College Conspiracy'. Bloomberg, NBC News, the Washington Post, and many other mainstream media outlets, also came out with their own reports in recent days exposing some of the facts from 'College Conspiracy'.
On Thursday's cover of the New York Times, Catherine Rampell wrote an article entitled 'Many With New College Degree Find the Job Market Humbling'. According to the New York Times article, only 56% of college graduates in 2010 were able to get a job by this spring, compared to 90% of the graduates in years 2006 and 2007. Only half of those finding a job, found a job where their degree was required. The median starting salary for college graduates last year was $27,000, down 10% from the $30,000 starting income in years 2006 to 2008.
One of NIA's expert guests in 'College Conspiracy' was Brian Mackey, a national recruitment manager for GEI Consultants. He said in our movie that 60% of college graduates are now being employed in low skill jobs where their college degree wasn't even required. NIA's research has uncovered that 70% of high school graduates have been successful at getting these exact same jobs without even needing a college degree. Mackey also pointed out in 'College Conspiracy' that 20% all new waiter and waitress positions are being filled by college graduates. The New York Times article added to Mackey's point, reporting in their cover story that college graduates aged 25 to 34 working in the food service industry at bars and restaurants increased 17% in 2009 over 2008.
Bloomberg aired a live television segment on Thursday, 'Is a 4-Year College Degree Worth the Cost?' and cited a poll that shows 57% of U.S. adults say college is not worth the price with 75% of U.S. adults saying college is unaffordable. Bloomberg had on a guest Alexis Ohanian, co-founder of Reddit.com, who said, "there are plenty of students out there who would really benefit from just avoiding a lot of the college stuff and just trying to create something". NIA agrees with Ohanian that the experience of trying to create a job in the real world will do most Americans a lot more good than getting deeply into debt to attend college. Ohanian says that his company and other firms in Silicon Valley hire employees based entirely on their experience and past accomplishments and not a college degree.
NBC News anchor Brian Williams came out with a report Thursday night about the college bubble in a segment entitled, 'Education Nation'. Williams reported many of the basic facts from 'College Conspiracy' including that student loans are one of the few types of debts you can't get rid of in bankruptcy and that total student loan debt is now above $800 billion and exceeds credit card debt. NBC News spoke to one prospective student who has chosen to attend a community college rather than the prestigious $50,000 per year school she was accepted to, saying, "I don't want to graduate with a bachelor's degree with $80,000 worth of debt."
According to the NBC News report, Tidewater Community College in Virginia is now requiring students who apply for a student loan to complete a worksheet detailing their future ability to pay the loan back. Although NIA applauds Tidewater for taking the initiative, we find it absurd that the U.S. government doesn't already do this. The U.S. government gives out student loans to practically anybody, regardless of their future ability to pay the loan back. This is complete insanity, because not only is this the reason tuition inflation is so high, but it will be all U.S. taxpayers and holders of U.S. dollars who will end up paying for these bad debts.
The Washington Post published an article this week entitled, 'The Real Debt Crisis', which reported that 85% of college graduates this year will be moving back home to live with their parents. The Post discussed the stunning growth in for-profit colleges from year 2000 to 2008, which saw a 225% increase in enrollments from 670,000 to 1.6 million. The five largest for-profit colleges are receiving 77% of their revenues from government loans and grants.
In 'College Conspiracy', NIA discussed how an NIA member who is the owner of a private vocational school is forced to raise tuitions every time the government increases financial aid to students. This is due to the 90/10 rule, which mandates for-profit colleges to receive at least 10% of their revenues from private sources. It is insane that the government would even need a 90/10 rule. This is just another example of government legislation that was passed solely to deal with the problems created by the government's own programs and regulations.
Up until this week, the mainstream media completely ignored the college bubble, just like how they previously for many years ignored the Real Estate bubble. Up until the Real Estate bubble began to burst in 2006, the media encouraged Americans to take out no money down interest only subprime mortgage loans to buy a house at a monthly mortgage payment that was double the cost to rent that same house. The media proclaimed that housing prices can only go up and that Americans who didn't buy a house would be priced out of the market forever. The media brainwashed the public to look down at renters as if they were incompetent and throwing their money away, even though they were putting a roof over their head at a very affordable price and are in much better financial shape today.
After the Real Estate bubble began to burst in 2006, which led to the financial crisis of 2008, the media began proclaiming the new best investment to be a college degree. Whereas in the past, Americans didn't need a job, they would simply take out mortgages to buy multiple houses and live off of the appreciation in home values; now that Americans needed to get a job, the media began brainwashing them into believing that college degrees were their passport to prosperity. The media promoted myths that NIA has proven in 'College Conspiracy' to be completely made up lies, like that college graduates earn $1 million more in lifetime income than high school graduates without a degree. The media also frequently cited and gave credibility to phony research reports that projected there to be major employee shortages in different fields, all of which turned out not to be true.
Up until the release of 'College Conspiracy' this week, the mainstream media never did a thing to warn Americans about a college bubble. Not once did anybody in the mainstream media ever connect the dots and tell the truth that college tuitions are rising as a direct result of government financial aid. The media simply published articles on how to save money for college and why parents should setup college savings accounts for their children. The media brainwashed the public to look down at parents who didn't send their kids to college, with the notion that if you don't go to college and get a college degree, you will never have a successful career.
NIA believes the U.S. government needs to end all financial aid to students immediately. There is nothing in the U.S. constitution that authorizes the U.S. government to be in the student loan business. If there were no government student loans and grants, all Americans would be able to afford college and the quality of education would be far superior to what it is today.
Thursday, May 19, 2011
Watchlist for Friday
ICBT (ICBS Group) .002 the stock announced news today and has continued to have increasing volume , the stock manage to hit a high of .0024 before closing at .002, the share structure is quite favorable and with the news this could quite be the next stock to make a nice uptrend , if the market makers allow this to run with news and sector we could see this trading alot higher in the near future:
NEW YORK AND MONTREAL, May 19 /PRNewswire/ - Canwealth Minerals Corporation and partner ICBS Ltd., (OTCPK: ICBT), announced today that it has filed mineral claims on 64 new claim units in the Abitibi Temiscamingue region of Northern Quebec, representing over 8951 acres brings the companies holdings to 26680 acres representing 159 Claims in total for Canwealth Minerals.
The new site, named Lakeview Gold Project has shown surface samples with visual indications of Gold, Silver and copper. The company will be collecting samples for assay within the next few weeks.
Canwealth Minerals Corporation is a gold and precious metal mining company has registered these claims with the Quebec government. The company is expected to start exploratory drilling this coming spring. The main thrust of the exploration will to be focused on sites that have a strong indication of precious minerals, such as Gold, Silver and Copper .
The company is expecting the new sites to be accessed this coming summer with initial geological reports expected by the late fall.
The company's current strategic direction is, to seek out properties/claims known to have high value mineral targets which will lead rapidly to the advanced exploration and development stages.
Wednesday, May 18, 2011
Watchlist for Thursday
POWN (Pow Entertainment) .17 this is a Stan Lee company with great new website http://www.powentertainment.com./enter.html along with deals with NHL and Stan Lee ties to Marvel and Disney giants this stock could be a nice entry. Recently a deal with Arnold Schwarzenegger was struck to make a new cartoon and comic "The Governator" today the ex governor received news of infidelity and the stock dropped to .13 , usually the stock trades between .20-.30 range and with Comic Con near along with other exciting news this could be a great entry to accumulate
ICBT (ICBS LTD) .0019 the stock mentioned days ago was able to load as low as .001-.0012 a share today it closed at high of day .0019 , last press release mentioned areas to mine rare earth metals and also gold and silver , I believe at some point this stock will trade .01, good share structure and commodity stock , but watch market makers CANT and AUTO be patient
Tuesday, May 17, 2011
Watchlist for Wednesday
LOS ANGELES, May 17, 2011 /PRNewswire/ -- Super Rad (FBCD.ob) is excited to announce its licensing agreement with Marvel Entertainment, LLC. Super Rad will launch a line of licensed Marvel products that will feature some of the biggest Marvel Super Heroes including Thor, Captain America, Spider-Man, Iron Man, and The Hulk.
Super Rad will feature one-of-a-kind Marvel products designed by some of the most well known artists from around the world ranging from Do-It-Yourself Vinyl Figures, Do-It-Yourself Resin Statues, USB/Thumb Drives, MP3 Players, Vinyl Collectible Trading Charms, and Ningyo Dolls.
"We are very excited to be working with Marvel. Marvel's universe of characters are some of the most well known in the world," said Christopher LeClerc, CEO of Super Rad Industries. "We are developing multiple categories and look forward to growing our Marvel line over the next year. Our Marvel Do-It-Yourself line will also add a whole new dimension to the collectible, toy and arts and crafts aisle."
EGOC (Energy 1 Corp) this stock nice trading over 90 million shares traded low float , traded from .0007 -.0017 high closing at .0016 we may see .003 soon keep on watch
Monday, May 16, 2011
Watchlist for Tuesday
WNWG (Wentworth Energy).0064 this stock was alerted as a pick months ago at .001 range this energy company had a very attractive share structure and as of late the stock has showed how easy it trades with volume the stock managed to reach a high of .0137 but then panic selling ensued at end of day , many stocks have traded very well from this price this week watch for a break of .01
RAMO (Ramoil Management) .054 the stock had huge news on 2 multi million dollar projects and also released 8k this oil stock with just around 80 million float saw huge volume and reached over 100% to reach a high of .057 and managed to maintaing gains this stock could see .10 soon:
RAMOIL MANAGEMENT, LTD. (OTC:RAMO) Groupe Concorde Developments, Inc. Details 1st Two Projects | ||||||
Ramoil Management Ltd (USOTC:RAMO)Today : Monday 16 May 2011 |
| |||
| RLTR (Reeltime Rentals) .012 this stock mentioned at .009 started seeing some volume reaching .0139 these stocks have been doing well at these prices, many investors are flocking to these stocks watch for volume | |||
'College Conspiracy' is receiving AMAZING reviews from nearly everybody who watches it! The movie is now available on our video page at: http://inflation.us/videos.html
Over 96.3% of the ratings so far have been positive, making it our highest rated documentary of all time! We have decided to hold off on our press release officially announcing the launch of the movie to the education industry until tomorrow morning! Those who watch 'College Conspiracy' tonight are watching it before the official launch to the rest of the world!
Please spread the word about 'College Conspiracy' to all of your family members, friends, and business associates, as soon as possible! This is a movie that the whole world needs to see!
Here is what some people are saying so far about 'College Conspiracy':
"another? stunner!"
"I thought this was coming out tomorrow? Oh well thanks for the early release NIA. I wouldn't be surprised if this film reaches a million views within the next few days? considering how many views 'The day the dollar collapsed' has so far."
"i am making it right now financially, but i fell into this scam for a while. the payments are pretty brutal on my bank account. i have considered just telling them to f*** off, but i don't know what will happen. i would like to live somewhere other than an apartment? complex some day."
"YES!!! I've been waiting for this!! Thank you! Now, to show this doc to the damn? sheeps in my neighborhood."
"this brought tears? to my eyes."
"watch the video, it says it all.?"
"This? is a good video to promote Ron Paul's campaign."
"Dickerson Cattle Company..."You don't get a job you make one" Darol Dickerson...perfect!, wonderfully expressed ...sort of like I always state..."you are your? own job"...you are a walking job...now, go out and make progress."
"This? is good really good keep it up"
"This is another way of cutting down on the population.With the payments most? people can't afford children."
"Oh btw I'm 22 and trade? stocks for a living. F*** College ;)"
"Thanks? for another great video NIA. I was duped into attending a 4yr university and sold a bill of goods that my business degree would pay in spades. I have learned more in 2 years of digging for truth on the internet, than the 18yrs I spent sitting in a classroom listening to teachers/professors regurgitate horses**t from obsolete books."
"For over a year I have been converting all disposable income from worthless fiat into Au and Ag. S**t is going to hit the fan and I will be prepared."
"It has Gerald? Celente in it so this documentary is guaranteed to be completely true."
"yep this is all true. I only have watched the first 3 minutes. I owe 60k on college. my parents owe 20k and the tax payers covered the other third of that. I now work in transportation and make ok money but I don't use my? degree because I couldn't find a job in the field I studied for. oh well. "
"My entire life in the NZ education system I was told repeatedly 'you wont be qualified to clean toilets without a degree' Took 30k in student? loan debt to figure they were right, because thats exactly what the university graduates are doing. Working for those who had the insight and balls to do their own thing."
"Glad to say I have spent the past 3 years earning and stacking silver. They get their money when the 30k inflates so 1oz pays it. Thank god our student loans are interest free"
"I was almost pulled into this monsters ( AKA college) grasp I attended one year of school then I found that I was more intelligent then even most of my professors. They could only spew the crap from the text books. So I started to do my own research witch eventually lead me to NIA. I'm still in a world of? hurt from one year of college but nothing like what most will be in when TSHTF."
"sweet great? job nia u hit the nail on the head with this one "
"Now? i realize why i hate so much to the economists, because they are no longer economists they are keynesians"
"Finally NIA released a new vid!! was going through mad withdraw?"
"the end of this video is true. I learned more on youtube about politics and? economics than my entire schooling combined."
"Love this! Have been preaching this premise for many years, but you guys have just PILED ON the undeniable FACTS..."
"Well done 5***** will recommend and add to favorites. Eye opening and inspiring, NIA will go down as one of the? most informative and well known documentaries of our era. I was told that if I go to college I would make $30,000 a year and I still live with family 3 years later, wow."
"Wow! Another revolutionary documentary just exactly one? year after one of the best films ever made called: Meltup"
"AWESOME!!!!!!!! As a college grad, I can attest? to what was very well put!"
"I had 4 diplomas and one degree coming I quit in the middle of my last class before I? was to graduate! I told them to f***ing Keep'em! True story people! F*** them people! They dont live in reality!"
"I've been doing plumbing, Heating & Cooling for 4 years and I say f*** college and all the debt that comes with it !!!!!!!!!!!!!!!!!!!!"
"My sister-in-law graduated to day with a BS in Education. All she can get right? now is a substitute position... and there are no substitutes needed. She's nearly $50,000 in debt. My brother graduated last November with a BA in Business Administration. He had to take a job as a glorified bank teller. He kept spewing the same old nonsense at me about going to college. When I asked him if having his degree helped him get his job. He had to admit, it had nothing to do with getting the job."
"I have been following these videos for about? a year now ... best education I have ever received !!! Thank you !"
"Great documentary!"
"Thank God for NIA. I have learned sooo much about our countries poor economic policies, and what I can do to protect my family. I truly feel bad for anyone that not only ignores but argues against the logic of what will inevitably be the GREATEST DEPRESSION fueled by hyper inflation. It? always feels good to be right and taunt others with "ha ha. I told you so." but in this case being wrong is more comforting. I dont want to see my loved ones suffer, but I know suffering is coming. "
"amazing video! thank you so much for all of your hard work!!!!!! i am a college graduate with over 30K of student loan debt. it totally controls my life and is a crazy joke.? They are about to garnish my wages.....who cares...i will never pay these loans I swear on my life and they can kiss my A**!!!!!!!!!"
"Excellent documentary! My best friend owes about 300K in student loans. She knows she will never pay it back and you can never declare bankruptcy against them. I'm grateful I moved out of state and dropped out and didn't go back. The only scam bigger than the college bubble is the entire money and banking system. "
"Groundbreaking, Eye-opening. Just plain awesome! "
"Hilarious, because it is so true! I love the dramatic background music!"
"Since I started at NIA I have become educated in economics. I have purchased physical silver. I have learned about sq.ft. gardening, medicine, and mechanics. I have saved food, invented a water purification system, and have generally become prepared for a crash. If the crash never comes I still have become a more realistic family man, and have enjoyed every second of my new? education. Thanks to NIA. This film was enlightening insight that I can impart on my Grandchildren. Thanks you are Hero's.."
"Fantastic Job! Excellent Video! The Most Professional Video I have seen? to date on Youtube"
"I subscribed to this channel over a month ago and I have been hooked? on all of your videos. Definitely taking the message of your videos seriously. "
"This is an excellent film for those that truly want to succeed in life. It unveils the truth about the deception and the collusion between the Government and the colleges. Motivation and ambition cannot be taught in any university. To become successful and financially free, you most have? a passion and a burning desire to succeed. Find your niche, love it and be the best you can at it without going deep into debt. "
"I'm so glad NIA made this movie because it is so true what they say about college. I have a B.A. degree and haven't found anything better than part time work since I graduated. I have a friend who has a B.S. in Engineering from an ivy league who is still? unemployed after graduating. My cousin has a masters in IT and can only find part time work at a call center. And the list can go on and on for millions of college graduates not only in the US but in other countries as well."
"fantastic video. this is a? must watch"
"Very Well Done Documentation of some Cold truth"
"great film?"
"Excellent video.?"
"This makes me want? to drop out of college!"
"Absolutely? excellent video"
"As a young guy who was born in 1988 and went to 3 different Highschools, I agree with this video 100%. All they ever told me was to? go to college and then AAAALL my dreams would come true."
"Thumbs up to Gerard Adams, a real patriot.?"
"Nice work! Continue with? the message"
"This is an outstanding video. I couldnt agree more about the future of higher education. I have 3 degrees obtained in the 90's. I own my own successful business. My kids wont be attending traditional 4 year university. I can teach them everything? they need to know. The money set aside for their education will be their interest free start up capital for their own business. Well done video. 5 stars."
"Great video.. Makes a lot of sense and I hope it becomes a wake-up call to the public."
"the? BEST documentary yet"
"Thank you NIA! I learned so much about economy from your website other? then anything. I am going to share this video to all people I know on facebook. Guys and gals, you gotta do the same!"
"This was a? complete eye opener. Since I became a member of NIA a couple of years back, I have taken measures in preparing for the upcoming economic collapse"
"Inflation.US has to watch out now because the new world order may try to smear or intimidate you for this? video because it is powerful and I know a lot of college students will look at this video."
"nice video guys,? thanks"
Over 96.3% of the ratings so far have been positive, making it our highest rated documentary of all time! We have decided to hold off on our press release officially announcing the launch of the movie to the education industry until tomorrow morning! Those who watch 'College Conspiracy' tonight are watching it before the official launch to the rest of the world!
Please spread the word about 'College Conspiracy' to all of your family members, friends, and business associates, as soon as possible! This is a movie that the whole world needs to see!
Here is what some people are saying so far about 'College Conspiracy':
"another? stunner!"
"I thought this was coming out tomorrow? Oh well thanks for the early release NIA. I wouldn't be surprised if this film reaches a million views within the next few days? considering how many views 'The day the dollar collapsed' has so far."
"i am making it right now financially, but i fell into this scam for a while. the payments are pretty brutal on my bank account. i have considered just telling them to f*** off, but i don't know what will happen. i would like to live somewhere other than an apartment? complex some day."
"YES!!! I've been waiting for this!! Thank you! Now, to show this doc to the damn? sheeps in my neighborhood."
"this brought tears? to my eyes."
"watch the video, it says it all.?"
"This? is a good video to promote Ron Paul's campaign."
"Dickerson Cattle Company..."You don't get a job you make one" Darol Dickerson...perfect!, wonderfully expressed ...sort of like I always state..."you are your? own job"...you are a walking job...now, go out and make progress."
"This? is good really good keep it up"
"This is another way of cutting down on the population.With the payments most? people can't afford children."
"Oh btw I'm 22 and trade? stocks for a living. F*** College ;)"
"Thanks? for another great video NIA. I was duped into attending a 4yr university and sold a bill of goods that my business degree would pay in spades. I have learned more in 2 years of digging for truth on the internet, than the 18yrs I spent sitting in a classroom listening to teachers/professors regurgitate horses**t from obsolete books."
"For over a year I have been converting all disposable income from worthless fiat into Au and Ag. S**t is going to hit the fan and I will be prepared."
"It has Gerald? Celente in it so this documentary is guaranteed to be completely true."
"yep this is all true. I only have watched the first 3 minutes. I owe 60k on college. my parents owe 20k and the tax payers covered the other third of that. I now work in transportation and make ok money but I don't use my? degree because I couldn't find a job in the field I studied for. oh well. "
"My entire life in the NZ education system I was told repeatedly 'you wont be qualified to clean toilets without a degree' Took 30k in student? loan debt to figure they were right, because thats exactly what the university graduates are doing. Working for those who had the insight and balls to do their own thing."
"Glad to say I have spent the past 3 years earning and stacking silver. They get their money when the 30k inflates so 1oz pays it. Thank god our student loans are interest free"
"I was almost pulled into this monsters ( AKA college) grasp I attended one year of school then I found that I was more intelligent then even most of my professors. They could only spew the crap from the text books. So I started to do my own research witch eventually lead me to NIA. I'm still in a world of? hurt from one year of college but nothing like what most will be in when TSHTF."
"sweet great? job nia u hit the nail on the head with this one "
"Now? i realize why i hate so much to the economists, because they are no longer economists they are keynesians"
"Finally NIA released a new vid!! was going through mad withdraw?"
"the end of this video is true. I learned more on youtube about politics and? economics than my entire schooling combined."
"Love this! Have been preaching this premise for many years, but you guys have just PILED ON the undeniable FACTS..."
"Well done 5***** will recommend and add to favorites. Eye opening and inspiring, NIA will go down as one of the? most informative and well known documentaries of our era. I was told that if I go to college I would make $30,000 a year and I still live with family 3 years later, wow."
"Wow! Another revolutionary documentary just exactly one? year after one of the best films ever made called: Meltup"
"AWESOME!!!!!!!! As a college grad, I can attest? to what was very well put!"
"I had 4 diplomas and one degree coming I quit in the middle of my last class before I? was to graduate! I told them to f***ing Keep'em! True story people! F*** them people! They dont live in reality!"
"I've been doing plumbing, Heating & Cooling for 4 years and I say f*** college and all the debt that comes with it !!!!!!!!!!!!!!!!!!!!"
"My sister-in-law graduated to day with a BS in Education. All she can get right? now is a substitute position... and there are no substitutes needed. She's nearly $50,000 in debt. My brother graduated last November with a BA in Business Administration. He had to take a job as a glorified bank teller. He kept spewing the same old nonsense at me about going to college. When I asked him if having his degree helped him get his job. He had to admit, it had nothing to do with getting the job."
"I have been following these videos for about? a year now ... best education I have ever received !!! Thank you !"
"Great documentary!"
"Thank God for NIA. I have learned sooo much about our countries poor economic policies, and what I can do to protect my family. I truly feel bad for anyone that not only ignores but argues against the logic of what will inevitably be the GREATEST DEPRESSION fueled by hyper inflation. It? always feels good to be right and taunt others with "ha ha. I told you so." but in this case being wrong is more comforting. I dont want to see my loved ones suffer, but I know suffering is coming. "
"amazing video! thank you so much for all of your hard work!!!!!! i am a college graduate with over 30K of student loan debt. it totally controls my life and is a crazy joke.? They are about to garnish my wages.....who cares...i will never pay these loans I swear on my life and they can kiss my A**!!!!!!!!!"
"Excellent documentary! My best friend owes about 300K in student loans. She knows she will never pay it back and you can never declare bankruptcy against them. I'm grateful I moved out of state and dropped out and didn't go back. The only scam bigger than the college bubble is the entire money and banking system. "
"Groundbreaking, Eye-opening. Just plain awesome! "
"Hilarious, because it is so true! I love the dramatic background music!"
"Since I started at NIA I have become educated in economics. I have purchased physical silver. I have learned about sq.ft. gardening, medicine, and mechanics. I have saved food, invented a water purification system, and have generally become prepared for a crash. If the crash never comes I still have become a more realistic family man, and have enjoyed every second of my new? education. Thanks to NIA. This film was enlightening insight that I can impart on my Grandchildren. Thanks you are Hero's.."
"Fantastic Job! Excellent Video! The Most Professional Video I have seen? to date on Youtube"
"I subscribed to this channel over a month ago and I have been hooked? on all of your videos. Definitely taking the message of your videos seriously. "
"This is an excellent film for those that truly want to succeed in life. It unveils the truth about the deception and the collusion between the Government and the colleges. Motivation and ambition cannot be taught in any university. To become successful and financially free, you most have? a passion and a burning desire to succeed. Find your niche, love it and be the best you can at it without going deep into debt. "
"I'm so glad NIA made this movie because it is so true what they say about college. I have a B.A. degree and haven't found anything better than part time work since I graduated. I have a friend who has a B.S. in Engineering from an ivy league who is still? unemployed after graduating. My cousin has a masters in IT and can only find part time work at a call center. And the list can go on and on for millions of college graduates not only in the US but in other countries as well."
"fantastic video. this is a? must watch"
"Very Well Done Documentation of some Cold truth"
"great film?"
"Excellent video.?"
"This makes me want? to drop out of college!"
"Absolutely? excellent video"
"As a young guy who was born in 1988 and went to 3 different Highschools, I agree with this video 100%. All they ever told me was to? go to college and then AAAALL my dreams would come true."
"Thumbs up to Gerard Adams, a real patriot.?"
"Nice work! Continue with? the message"
"This is an outstanding video. I couldnt agree more about the future of higher education. I have 3 degrees obtained in the 90's. I own my own successful business. My kids wont be attending traditional 4 year university. I can teach them everything? they need to know. The money set aside for their education will be their interest free start up capital for their own business. Well done video. 5 stars."
"Great video.. Makes a lot of sense and I hope it becomes a wake-up call to the public."
"the? BEST documentary yet"
"Thank you NIA! I learned so much about economy from your website other? then anything. I am going to share this video to all people I know on facebook. Guys and gals, you gotta do the same!"
"This was a? complete eye opener. Since I became a member of NIA a couple of years back, I have taken measures in preparing for the upcoming economic collapse"
"Inflation.US has to watch out now because the new world order may try to smear or intimidate you for this? video because it is powerful and I know a lot of college students will look at this video."
"nice video guys,? thanks"
'College Conspiracy' has already received over 110,000 views in just 36 hours. Out of hundreds of millions of videos on YouTube, it is currently the #11 top favorited video of the day in all categories. All 10 of the videos favorited more than 'College Conspiracy' during the past day are truly mind-numbing. It is a real shame what type of content our youth spend their days watching when they could be self-educating themselves about any field of their choice over the Internet so that they can one day have a successful career and help stop the U.S. from becoming a third-world nation.
NIA just issued the following press release officially announcing the launch of 'College Conspiracy' to the education industry. This press release went out a few minutes ago to the nationwide US1 education newswire and to two special education microlists, which includes thousands of college administrators and higher education journalists.
College Education is a Scam Says New Documentary
FORT LEE, N.J., May. 16 /PRNewswire/ The National Inflation Association - http://inflation.us - today officially released the most comprehensive documentary ever produced about higher education in the U.S. NIA's hour-long documentary called 'College Conspiracy' exposes the facts and truth about America's college education system. 'College Conspiracy' was produced over a six-month period by NIA's team of expert Austrian economists with the help of thousands of NIA members who contributed their ideas and personal stories for the film. NIA believes the U.S. college education system is a scam that turns vulnerable young Americans into debt slaves for life.
NIA tracks price inflation in all U.S. industries and there is no industry that has seen more consistent price inflation this decade than college education. After the burst of the Real Estate bubble, student loans are now the easiest loan to receive in the U.S., and total student loan debts now exceed credit card debts. The government gives out easy student loans to anybody, regardless of grades, credit history, what they are majoring in, and what their job prospects are. NIA believes it is illegal for the U.S. government to be in the student loan business because the U.S. constitution doesn't authorize it. Just like how the U.S. government created Fannie Mae and Freddie Mac to make housing affordable, but instead drove housing prices through the roof; the U.S. government, by trying to make college more affordable, is accomplishing the exact opposite and driving tuition prices to astronomical levels that provide a negative return on investment.
The U.S. has been experiencing 5.15% annual college tuition inflation this decade. Despite this, 70.1% of high school graduates are now enrolling into college, a new all time record. 2/3 of college students are now graduating with an average of $24,000 in debt. There is nothing special about getting a college degree if everyone else has one, and it is certainly not worth getting $24,000 into debt to camouflage yourself into the crowd. NIA's President is friends with hundreds of CEOs of mid-sized corporations who tell him that someone who skipped college is a lot more likely to stand out amongst the hundreds of applicants who apply for each job available.
The real unemployment rate in America is now 22% and 60% of college graduates who are lucky enough to find a job, are receiving low skilled jobs where a college degree isn't even required. In fact, 70% of high school graduates who didn't go to college, were able to get these very same jobs as the average college graduate. The main difference is, by the time Americans who went to college get their degree, those who went straight into the work force after high school will already have 4 to 6 years of valuable workplace experience. Instead of having $24,000 in debt, these experienced Americans will be working their way up to a higher paid position or a better job at a different company.
All across America, colleges are deceiving prospective students with misleading and often fraudulent tactics and statistics. The fact is, law schools are handing out 43,000 law degrees each year, when there are 15,000 less attorney and legal staff jobs in the U.S. than three years ago. Many law schools are advertising a 90% job placement rate within one year of graduating. However, weeks before job placement surveys are conducted, some law schools will hire unemployed graduates to work in their admissions department. They are let go as soon as these surveys are completed, but count as being part of the 90% employed.
'College Conspiracy' also exposes how three years ago when 15 new pharmacist schools were getting ready to open in the U.S., the college cartel created a pharmacist shortage hoax to scam Americans into investing hundreds of thousands of dollars to attend pharmacist school. NIA has uncovered how economists were bribed to produce phony studies that forecast the need for 150,000 new pharmacists in America by 2020. Today, NIA is hearing from many young Americans who were deceived into getting pharmacist degrees and can't find any pharmacist jobs no matter how many they apply for. These Americans are now deeply in debt and admit that they would have been better off getting minimum wage jobs stocking shelves somewhere.
NIA is very pro-education and dedicated to educating its members to the truth about the U.S. economy and inflation for free. Americans who read NIA's articles and watch NIA's documentaries for one year are guaranteed to learn more about the U.S. economy than they would have learned studying economics at an ivy league college for 4 years. NIA believes that in today's world, any young American who is motivated to become well educated and have a successful career, can become self-educated by simply reading college textbooks and using the Internet.
Americans today need to change their mindsets. Instead of worrying about getting a job, they need to focus on making a job. Not only is it possible to become educated online at a low cost, but it is also possible to start an online business with almost no overhead expenses. The current system in America that everybody follows of studying useless information to get good grades in high school, taking out a student loan, going to college, taking out a mortgage, buying a house, and getting married, is setup to transfer wealth through inflation from the middle-class to bankers and lawyers who produce nothing for society. Americans need to stop being sheep and learn how to think for themselves.
To watch 'College Conspiracy' online for free, simply visit the NIA video page at: http://inflation.us
NIA just issued the following press release officially announcing the launch of 'College Conspiracy' to the education industry. This press release went out a few minutes ago to the nationwide US1 education newswire and to two special education microlists, which includes thousands of college administrators and higher education journalists.
College Education is a Scam Says New Documentary
FORT LEE, N.J., May. 16 /PRNewswire/ The National Inflation Association - http://inflation.us - today officially released the most comprehensive documentary ever produced about higher education in the U.S. NIA's hour-long documentary called 'College Conspiracy' exposes the facts and truth about America's college education system. 'College Conspiracy' was produced over a six-month period by NIA's team of expert Austrian economists with the help of thousands of NIA members who contributed their ideas and personal stories for the film. NIA believes the U.S. college education system is a scam that turns vulnerable young Americans into debt slaves for life.
NIA tracks price inflation in all U.S. industries and there is no industry that has seen more consistent price inflation this decade than college education. After the burst of the Real Estate bubble, student loans are now the easiest loan to receive in the U.S., and total student loan debts now exceed credit card debts. The government gives out easy student loans to anybody, regardless of grades, credit history, what they are majoring in, and what their job prospects are. NIA believes it is illegal for the U.S. government to be in the student loan business because the U.S. constitution doesn't authorize it. Just like how the U.S. government created Fannie Mae and Freddie Mac to make housing affordable, but instead drove housing prices through the roof; the U.S. government, by trying to make college more affordable, is accomplishing the exact opposite and driving tuition prices to astronomical levels that provide a negative return on investment.
The U.S. has been experiencing 5.15% annual college tuition inflation this decade. Despite this, 70.1% of high school graduates are now enrolling into college, a new all time record. 2/3 of college students are now graduating with an average of $24,000 in debt. There is nothing special about getting a college degree if everyone else has one, and it is certainly not worth getting $24,000 into debt to camouflage yourself into the crowd. NIA's President is friends with hundreds of CEOs of mid-sized corporations who tell him that someone who skipped college is a lot more likely to stand out amongst the hundreds of applicants who apply for each job available.
The real unemployment rate in America is now 22% and 60% of college graduates who are lucky enough to find a job, are receiving low skilled jobs where a college degree isn't even required. In fact, 70% of high school graduates who didn't go to college, were able to get these very same jobs as the average college graduate. The main difference is, by the time Americans who went to college get their degree, those who went straight into the work force after high school will already have 4 to 6 years of valuable workplace experience. Instead of having $24,000 in debt, these experienced Americans will be working their way up to a higher paid position or a better job at a different company.
All across America, colleges are deceiving prospective students with misleading and often fraudulent tactics and statistics. The fact is, law schools are handing out 43,000 law degrees each year, when there are 15,000 less attorney and legal staff jobs in the U.S. than three years ago. Many law schools are advertising a 90% job placement rate within one year of graduating. However, weeks before job placement surveys are conducted, some law schools will hire unemployed graduates to work in their admissions department. They are let go as soon as these surveys are completed, but count as being part of the 90% employed.
'College Conspiracy' also exposes how three years ago when 15 new pharmacist schools were getting ready to open in the U.S., the college cartel created a pharmacist shortage hoax to scam Americans into investing hundreds of thousands of dollars to attend pharmacist school. NIA has uncovered how economists were bribed to produce phony studies that forecast the need for 150,000 new pharmacists in America by 2020. Today, NIA is hearing from many young Americans who were deceived into getting pharmacist degrees and can't find any pharmacist jobs no matter how many they apply for. These Americans are now deeply in debt and admit that they would have been better off getting minimum wage jobs stocking shelves somewhere.
NIA is very pro-education and dedicated to educating its members to the truth about the U.S. economy and inflation for free. Americans who read NIA's articles and watch NIA's documentaries for one year are guaranteed to learn more about the U.S. economy than they would have learned studying economics at an ivy league college for 4 years. NIA believes that in today's world, any young American who is motivated to become well educated and have a successful career, can become self-educated by simply reading college textbooks and using the Internet.
Americans today need to change their mindsets. Instead of worrying about getting a job, they need to focus on making a job. Not only is it possible to become educated online at a low cost, but it is also possible to start an online business with almost no overhead expenses. The current system in America that everybody follows of studying useless information to get good grades in high school, taking out a student loan, going to college, taking out a mortgage, buying a house, and getting married, is setup to transfer wealth through inflation from the middle-class to bankers and lawyers who produce nothing for society. Americans need to stop being sheep and learn how to think for themselves.
To watch 'College Conspiracy' online for free, simply visit the NIA video page at: http://inflation.us
Sunday, May 15, 2011
Colleges Deceiving Public with Myths and Hoaxes
Colleges Deceiving Public with Myths and Hoaxes
The National Inflation Association's eagerly anticipated must see hour-long documentary being released on Sunday, May 15th, 'College Conspiracy', will expose college education as the largest scam in U.S. history. NIA's latest special video 'The Day the Dollar Died' has now surpassed 1,750,000 views in less than six months, averaging over 10,000 views per day. NIA considers 'College Conspiracy' to be its most important and informative economic video ever produced in history.
'College Conspiracy' will debunk many myths, including the belief that Americans with college degrees earn $1 million more in lifetime income compared to high school graduates without a college degree. The most important basic fact that most Americans don't understand about 4-year colleges is that most Americans spend 6 years attending them before graduating. With U.S. tuition inflation for private colleges averaging 5.15% over the past half a decade, assuming this same rate of tuition inflation continues, a college with tuition of $30,000 today will have tuition of $38,563 in the sixth year a student attends it. In 'College Conspiracy', NIA analyzes the total cost to attend college by factoring in not just rapidly rising tuition expenses, but also the interest payments on student loans, and the lost income that college students would have earned if they worked at an average entry-level job that doesn't require a college degree.
NIA's investigation has determined that the organizations that helped create and promote the $1 million in additional income myth, included General Equivalency Diploma (GED) recipients as being high school graduates. The truth is, GED recipients are not real high school graduates and they are being used to unfairly skew down the average income of high school graduates without a college degree. This has the effect of artificially inflating the amount of additional lifetime income that college graduates earn over high school graduates. 'College Conspiracy' will show the real numbers that never get discussed in the mainstream media.
The college-industrial complex has created not only myths, but outright hoaxes, in order to scam American students into becoming indentured servants for life. Three years ago when 15 new pharmacist schools were about to open in the U.S., the college cartel bribed economists to come out with phony research reports showing that the U.S. was experiencing a huge shortage of pharmacists. The reports said that 150,000 new pharmacists would be needed in the U.S. by 2020 due to the aging babyboomer population and a huge boom in 24-hour pharmacies being built nationwide. Today, NIA is receiving reports of pharmacies on the east coast receiving 300 applications for each new pharmacist job opening.
As NIA will show in 'College Conspiracy', the value of a college degree today is close to zero, with some degrees being more worthless than others. One of our many expert guests in 'College Conspiracy' is Gerald Celente, editor of The Trends Journal at http://www.trendsresearch.com. According to Mr. Celente, colleges are handing out "degrees in worthlessness" in social studies, philosophy, art history, women's studies, minority studies, foreign affairs, public administration, corporate management, and marketing. Instead of getting deeply into debt and wasting many years of your life to obtain a "degree in worthlessness", NIA believes more Americans should seek to become an apprentice under someone who is highly qualified and experienced in their field of interest.
All parts of the college education industry are saturated with corruption, yet students and their parents still fail to realize that college administrators no longer care about what is in the best interest of their students. One segment of the college education industry that is perhaps the most highly enriched with corruption is the textbook business. In a high tech world of Kindles and iPads, there is no reason for students to be spending $200 each on eight new textbooks each semester. The information should come free with the cost of tuition.
Twenty years ago, $200 was enough to buy all of the required textbooks for an entire year of college. If the free market was allowed to operate, there would be a vibrant market for used textbooks and $200 would still be enough to purchase a year's worth of textbooks. However, in what can be described in no other way than collusion, colleges today are accepting kickbacks from book publishers to force students to buy "custom" textbooks that are created for that specific college. Some of these custom textbooks include special codes inside that students need in order to do their homework online. Each semester, the book publishers release new slightly revised versions of each custom textbook. This makes old textbooks practically worthless and steals from the wealth of students.
We need to begin teaching our youth from a very early age that the key to having a successful career is not attending college, but is thinking outside of the box. Since it is now possible to acquire used college textbooks for practically nothing, instead of getting deeply into debt to attend college for a degree that is worthless because everybody else has one, students should acquire college textbooks in the field of their choice and begin reading them. Students who are motivated with a strong desire to build a successful career can self-educate themselves. Most college professors failed to make a living in the field that they teach, which is why they became professors. Therefore, students are not missing out on anything by not having a professor there to teach them the same information they can learn on their own.
High schools in America have become nothing other than infomercials for higher education. All across the country, high schools have been eliminating shop, home economics, and art classes. Any type of class that teaches students how to produce something real and tangible is apparently not good enough to be a part of high school curriculums anymore. NIA believes high schools went in the completely wrong direction. Instead of eliminating classes that teach very important lifelong skills, high schools in the U.S. should be adding classes that teach the basics regarding plumbing; electrical work; sewing; computer, television, and cell phone repair; and construction. Students who gain these basic skills will be best positioned to perform valuable services during hyperinflation that can be exchanged for goods or other services.
Not only do high schools waste students' time by teaching them courses they will never need to have knowledge about in the real world, but colleges force students to take courses that have nothing to do with their major. There is absolutely no rational reason for a student majoring in electrical engineering to be required to take classes in history, humanity, sociology, and economics. It is because of these worthless courses that it takes some students six years to graduate college and learn what they could have learned in just one year of self-education. Instead of getting deeply into debt for five wasted years, self-educated students can be working at an entry-level job during those five years where they accumulate valuable work place experience.
Although many Americans are spoiled nowadays and consider entry-level jobs to be beneath them, NIA believes Americans need to realize that with or without a college degree, they should be happy, grateful, and appreciative to have any job in today's economy. The fact of the matter is, 60% of college graduates since 1992 are now employed in positions that the Bureau of Labor Statistics (BLS) considers to be "low skilled". Meaning, for the majority of college graduates, they didn't need their college degree to get the job that they have today.
Twenty years ago, $200 was enough to buy all of the required textbooks for an entire year of college. If the free market was allowed to operate, there would be a vibrant market for used textbooks and $200 would still be enough to purchase a year's worth of textbooks. However, in what can be described in no other way than collusion, colleges today are accepting kickbacks from book publishers to force students to buy "custom" textbooks that are created for that specific college. Some of these custom textbooks include special codes inside that students need in order to do their homework online. Each semester, the book publishers release new slightly revised versions of each custom textbook. This makes old textbooks practically worthless and steals from the wealth of students.
We need to begin teaching our youth from a very early age that the key to having a successful career is not attending college, but is thinking outside of the box. Since it is now possible to acquire used college textbooks for practically nothing, instead of getting deeply into debt to attend college for a degree that is worthless because everybody else has one, students should acquire college textbooks in the field of their choice and begin reading them. Students who are motivated with a strong desire to build a successful career can self-educate themselves. Most college professors failed to make a living in the field that they teach, which is why they became professors. Therefore, students are not missing out on anything by not having a professor there to teach them the same information they can learn on their own.
High schools in America have become nothing other than infomercials for higher education. All across the country, high schools have been eliminating shop, home economics, and art classes. Any type of class that teaches students how to produce something real and tangible is apparently not good enough to be a part of high school curriculums anymore. NIA believes high schools went in the completely wrong direction. Instead of eliminating classes that teach very important lifelong skills, high schools in the U.S. should be adding classes that teach the basics regarding plumbing; electrical work; sewing; computer, television, and cell phone repair; and construction. Students who gain these basic skills will be best positioned to perform valuable services during hyperinflation that can be exchanged for goods or other services.
Not only do high schools waste students' time by teaching them courses they will never need to have knowledge about in the real world, but colleges force students to take courses that have nothing to do with their major. There is absolutely no rational reason for a student majoring in electrical engineering to be required to take classes in history, humanity, sociology, and economics. It is because of these worthless courses that it takes some students six years to graduate college and learn what they could have learned in just one year of self-education. Instead of getting deeply into debt for five wasted years, self-educated students can be working at an entry-level job during those five years where they accumulate valuable work place experience.
Although many Americans are spoiled nowadays and consider entry-level jobs to be beneath them, NIA believes Americans need to realize that with or without a college degree, they should be happy, grateful, and appreciative to have any job in today's economy. The fact of the matter is, 60% of college graduates since 1992 are now employed in positions that the Bureau of Labor Statistics (BLS) considers to be "low skilled". Meaning, for the majority of college graduates, they didn't need their college degree to get the job that they have today.
NIA's President Gerard Adams is in regular contact with the CEOs of over one hundred large multi-million dollar corporations and only about a dozen of them are hiring at this time. Of the dozen or so companies that are hiring, 100% of them are choosing who to hire based entirely on their experience and passion for the work that they do. None of them care one iota about whether or not the applicant has a college degree. Shockingly, several CEOs recently told Mr. Adams that in today's world, those who didn't attend college are actually more likely to stand out from the crowd.
Please tell all of your family members and friends to become members of NIA for free immediately at http://inflation.us so that they along with you can be among the first to see 'College Conspiracy'.
Friday, May 13, 2011
The US no longer cuts it.....
The US no longer cuts it...
STANDARD & POOR'S announcement on April 18 that it had downgraded its outlook for US debt to "negative" from "stable" was unsurprising. At the same time, though, it raised questions about safe haven investments, notes Martin Hutchinson, contributing editor at Money Morning.
Principally, if US Treasuries are no longer an investment safe haven, then where can cautious investors safely store their capital?
The market's initial reaction to the S&P announcement was typical of its trader-dominated nature. Stocks dropped and Gold Prices rose - but US Treasury bond prices actually rose, as well.
Traders took the view that S&P's action had increased the chances that Congress would come together and produce a compromise solution to reduce the budget deficit and restore the US credit rating to a sound footing.
I can see how that might happen, but I wouldn't bet on it. Certainly, such an outcome is not likely before the 2012 elections.
Given that belief, it is clear that US Treasuries are no longer a safe haven. And in my view, they haven't been for some time. The monetary policies of former US Federal Reserve Chairman Alan Greenspan and current Federal Reserve Chairman Ben S. Bernanke have been tending towards the inflationary since 1995.
For more than a decade, the inflation those policies should have produced has been suppressed by the deflating effect of the second wave of globalization, which has reduced the cost of innumerable imported goods.
However, as we look at Chinese wage inflation of 20%, it is becoming clear that this benign suppression of the inflation we deserve is coming to an end. Hence, US Treasuries fail as a safe haven for two reasons: they are vulnerable to default in the long term and a loss of purchasing power in the short term.
If that's obvious to us, it must be equally obvious to the Asian central banks and Middle Eastern oil billionaires that have been propping up the US Treasury market for the last three years. It's also probably obvious to the US Federal Reserve, which has been propping up the Treasury market through its quantitative easing programs. Thus, an awful lot of money is currently looking for a new safe haven.
The conventional safe haven from the travails of the Dollar has long been gold.
Those that have trusted in the yellow metal so far have done very well. Its price has risen from around $250 an ounce a decade ago to its current level of more than $1,500 an ounce. The same is true for silver, which has experienced an equally impressive surge. These two metals continue to be a safe bet for investors going forward.
Traditionally gold has been limited to 5% to 10% of a portfolio's holdings, but today's conditions of monetary uncertainty warrant higher proportions - perhaps up to one-third is justified.
But be warned: To go any further than that would transform gold from a safe haven to a risky asset, because the world's monetary authorities will at some point get serious about the rising level of inflation, and gold prices will crash.
Remember, it took former Federal Reserve Chairman Paul Volcker less than four months – from October 1979 to January 1980 – to stymie gold's record-setting advance after he decided to squash inflation. Gold's fallback thereafter was both swift and massive, as the metal lost two-thirds of its value over the next five years.
Outside of gold, safe haven investments are few and far between.
Japan, which used to be considered a haven, has an even worse debt problem than the United States. Australia and Canada, the rich countries with substantial commodity economies, will suffer if commodity prices fall, and both have succumbed – at least in part – to the global mania for fiscal and monetary stimulus.
They all are also on the small side for Asian central banks and oil billionaires, and their government bond markets are somewhat illiquid by People's Bank of China standards.
However, there is one country that has refrained from stimulus – whose finance minister described stimulus as "crass Keynesianism" as early as December 2008. It has a strong economy based largely on manufacturing, steady growth, and a balance of payments surplus based on the success of its exporting industries.
Yes, I'm talking about Germany.
You may object on the basis that Germany is tied to a bunch of economic losers through the European Union (EU), and more particularly the Euro. However, as the strongest economy in the Eurozone, Germany's assent is essential for bailout deals, and it has already become clear that German politicians and taxpayers will not allow any deals that threaten Germany's own fiscal stability.
Also remember that not all the other EU countries are basket cases. In addition to traditionally strong economies such as France and the Netherlands, the EU now includes a number of rapidly growing Eastern European countries, such as Poland and Slovakia.
Politically too, Germany is not alone in objecting to massive bailouts. Finland (another strong economy) last month gave a record share of the vote to the True Finn party, which opposes all EU bailouts and greater EU spending generally speaking.
So unlike the United States and Japan, Germany has no need to impoverish itself, and is likely to remain strong.
http://goldnews.bullionvault.com/safe_haven_051320115
STANDARD & POOR'S announcement on April 18 that it had downgraded its outlook for US debt to "negative" from "stable" was unsurprising. At the same time, though, it raised questions about safe haven investments, notes Martin Hutchinson, contributing editor at Money Morning.
Principally, if US Treasuries are no longer an investment safe haven, then where can cautious investors safely store their capital?
The market's initial reaction to the S&P announcement was typical of its trader-dominated nature. Stocks dropped and Gold Prices rose - but US Treasury bond prices actually rose, as well.
Traders took the view that S&P's action had increased the chances that Congress would come together and produce a compromise solution to reduce the budget deficit and restore the US credit rating to a sound footing.
I can see how that might happen, but I wouldn't bet on it. Certainly, such an outcome is not likely before the 2012 elections.
Given that belief, it is clear that US Treasuries are no longer a safe haven. And in my view, they haven't been for some time. The monetary policies of former US Federal Reserve Chairman Alan Greenspan and current Federal Reserve Chairman Ben S. Bernanke have been tending towards the inflationary since 1995.
For more than a decade, the inflation those policies should have produced has been suppressed by the deflating effect of the second wave of globalization, which has reduced the cost of innumerable imported goods.
However, as we look at Chinese wage inflation of 20%, it is becoming clear that this benign suppression of the inflation we deserve is coming to an end. Hence, US Treasuries fail as a safe haven for two reasons: they are vulnerable to default in the long term and a loss of purchasing power in the short term.
If that's obvious to us, it must be equally obvious to the Asian central banks and Middle Eastern oil billionaires that have been propping up the US Treasury market for the last three years. It's also probably obvious to the US Federal Reserve, which has been propping up the Treasury market through its quantitative easing programs. Thus, an awful lot of money is currently looking for a new safe haven.
The conventional safe haven from the travails of the Dollar has long been gold.
Those that have trusted in the yellow metal so far have done very well. Its price has risen from around $250 an ounce a decade ago to its current level of more than $1,500 an ounce. The same is true for silver, which has experienced an equally impressive surge. These two metals continue to be a safe bet for investors going forward.
Traditionally gold has been limited to 5% to 10% of a portfolio's holdings, but today's conditions of monetary uncertainty warrant higher proportions - perhaps up to one-third is justified.
But be warned: To go any further than that would transform gold from a safe haven to a risky asset, because the world's monetary authorities will at some point get serious about the rising level of inflation, and gold prices will crash.
Remember, it took former Federal Reserve Chairman Paul Volcker less than four months – from October 1979 to January 1980 – to stymie gold's record-setting advance after he decided to squash inflation. Gold's fallback thereafter was both swift and massive, as the metal lost two-thirds of its value over the next five years.
Outside of gold, safe haven investments are few and far between.
Japan, which used to be considered a haven, has an even worse debt problem than the United States. Australia and Canada, the rich countries with substantial commodity economies, will suffer if commodity prices fall, and both have succumbed – at least in part – to the global mania for fiscal and monetary stimulus.
They all are also on the small side for Asian central banks and oil billionaires, and their government bond markets are somewhat illiquid by People's Bank of China standards.
However, there is one country that has refrained from stimulus – whose finance minister described stimulus as "crass Keynesianism" as early as December 2008. It has a strong economy based largely on manufacturing, steady growth, and a balance of payments surplus based on the success of its exporting industries.
Yes, I'm talking about Germany.
You may object on the basis that Germany is tied to a bunch of economic losers through the European Union (EU), and more particularly the Euro. However, as the strongest economy in the Eurozone, Germany's assent is essential for bailout deals, and it has already become clear that German politicians and taxpayers will not allow any deals that threaten Germany's own fiscal stability.
Also remember that not all the other EU countries are basket cases. In addition to traditionally strong economies such as France and the Netherlands, the EU now includes a number of rapidly growing Eastern European countries, such as Poland and Slovakia.
Politically too, Germany is not alone in objecting to massive bailouts. Finland (another strong economy) last month gave a record share of the vote to the True Finn party, which opposes all EU bailouts and greater EU spending generally speaking.
So unlike the United States and Japan, Germany has no need to impoverish itself, and is likely to remain strong.
http://goldnews.bullionvault.com/safe_haven_051320115
Why Housing needs to crash
The Upside Down Market
Imagine a world where people of all ages could purchase homes for a fair price. A world where prices were set between a willing buyer and seller. If the buyer needed a loan, the buyer would go to a bank or lender of choice and negotiate their terms, the number of years, interest rate, and down payment needed. This world is called the free market, where sellers are restrained from raising prices too much because of a finite pool of buyers and buyers who have a finite amount of money. If a free market was once again adopted by the people of the United States, we might actually be able to return to an ownership society where people value other people's private property in all places of the economy, not just housing. Unfortunately, that is not the world we live in.
We live in an upside down centrally planned government manipulated economy that enriches the powers that be and enslaves the rest of us, most Americans that we know are by definition, indentured servants.
Now, before we get into our analysis of the housing market, let us first define a sustainable recovery. In our opinion, a sustainable and desired recovery is where the above mentioned is true, a market driven price, not a government manipulated price that enslaves its citizens. So, in our world because the government has caused such great imbalances, in order to have a real housing recovery, we need to first allow housing prices to collapse. Only a housing crash will make homes affordable and give us a sustainable housing recovery.
Propped Up
Right now we have the government (taxpayers) either funding or backing 90% of home mortgages. We have the Federal Reserve artificially suppressing interest rates by setting the Fed funds rate near zero and printing money to purchase U.S. bonds. We also have the mortgage tax deduction which is an absolute scam, everyday average Americans actually look down on paying off a house, they see the mortgage deduction as a huge benefit of owning a home.
Of course the banks and the government have rammed so much propaganda down our throats it's no wonder people are so excited to spend an extra dollar so that they can receive 30 cents back. All interest deductions are a scam in order to get people to pay the banks more money because remember, if you are talked into buying more than you can afford, what is the first thing your mortgage broker or realtor will say to you, "don't worry if the payment is a little higher than you can afford, remember, all the interest is tax deductible." Of course this attitude and perception only adds to the government manipulation of higher home prices.
Now we know that we are potentially offending a lot of people right now, but please note that the government definition of home affordability is helping you afford the payment to the bank. The free market would never allow something as ridiculous as a 30 year loan, no money down, and everyone in every area paying roughly the same interest rate when receiving a loan. These type of government created and supported injections into the housing market has created an unsustainable housing market that has taken decades to build.
In 2008, we saw how disastrous government involvement of making homes more (payment) affordable can devastate the lives of its citizens and the perception of their wealth. Even after seeing a top in a government driven housing market, the government has decided to continue to use taxpayer dollars in order to try and prop up prices. Last week Fannie Mae requested an additional 6.2 billion from the treasury, Fannie Mae has already stolen over 100 billion in taxpayer dollars. Currently, taxpayers are also guaranteeing loans all the way up to $729,750, amazing isn't it! How many people can afford that type of home, not many, yet millions are being forced to pay taxes so that the banks can sleep at night knowing that if they make a bad loan, they won't have to suffer the consequences.
The entire government created housing market is literally imploding on itself as we speak. According to the census bureau, 13% of all homes in America are vacant. No wonder new home sales are down 88% from their peak, we overbuilt homes due to the fake wealth effect of easy government backed money. We have so many foreclosures in this country that the average foreclosure is now 17 months, two years ago it was 11 months, and in many states just 4 years ago it took less than 6 months.
New home sales are a bit misleading, did we expect anything less from government data? New home sales is actually only counting new home sale's contracts entered into. Never do they account for cancellations, which recently have been reported as high as 35%. Foreclosures for 2011 are expected to rise to a new record of 20%. We know we are in a recovery, but if you look at demographics, housing, inflation, fraud, unemployment, and government debt, the green shoots in the economy start to look more and more like the green shoots in a diaper.
New Home Sales Chart
Right now 28.4% of homeowners are upside down. In places like Phoenix where investors swarmed during the peak in order to buy a home that is located literally in the middle of a desert, 68% of homes are upside down. Now in our opinion, both these numbers need to be a lot higher in order to actually see a real sustainable housing recovery. Once people walk away from these homes, housing prices should begin to fall some more which will cause more people to walk away until housing becomes truly affordable. It doesn't make us any happier in saying this than it does when a Doctor has to tell you that in order to cure you, the therapy will be somewhat discomforting.
Right now America's housing market is like someone walking around with a broken leg, but is forced to try and run. The government gives them special crutches, pain medicine, and even special padded shoes, but the fact remains the leg is broken. Until this person allows their leg to heal, they will never be able to run correctly. Our housing market is expected to break records for foreclosures this year. So far we have seen price declines at their fastest pace since 2008, yet we still have artificially low interest rates, government programs, and tax schemes. Our markets are not functioning right because they are dependent on low interest rates set by central planners and the government forcefully stealing money from one group of people in order to help others purchase over priced homes.
Trend Alert
FutureMoneyTrends.com's official prediction on housing is that it will progressively get worse. As jobs are either exported overseas or turned into minimum wage jobs in the U.S., there will be no driver for a defined government housing recovery where prices rise due to demand coming from government programs and artificially low interest rates. The government has demographics working against them, jobs, and they are trying to stimulate an already over leveraged population. If interest rates were to even pick up just a tad, this would send housing prices crashing down as consumers can barely afford homes at 4 to 6% interest rates. Remember, even though housing has only declined by 33% from its peak, this number is in dollars. The dollar index at the housing peak was around 87, today it is 75, the Euro has increased 16% vs the dollar, gold is up 191%, silver is up 288%, gas is up 71%, and of course food has gone up significantly from the housing peak in 2006.
Housing, in our opinion, will continue to be extremely dysfunctional as long as the government feels that it has a mandate to prop prices up and make higher home price payments affordable. Either way, we feel that the best thing for the market and future home buyers is to see prices fall to realistic levels that can only be determined between an individual buyer and seller. Of course the mindset of home buying will also have to change to the desire for real home ownership.
In closing, if you want to see a real recovery, allow the market to correct, allow prices to become affordable. Educate others and help free them from the propaganda they receive from those directly involved in the housing market, as well as economic professors, government agencies, and of course the banks.
Americans don't need help making payments, we don't need to take money from other taxpayers in order to buy a home, we just need the government to GET OUT of the housing market and our wallets.
Wednesday, May 11, 2011
Watchlist for Thursday
Lighthouse Petroleum, Inc., Signs Letter of Intent for Lease for Land in Callahan County |
Lighthouse Petroleum (USOTC:LHPT)Today : Thursday 12 May 2011 |
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